Murphy urges student loan borrowers to contact providers for relief options

• Education
• Student loans
• Higher education
• students
• apply now
• Coronavirus

DES PLAINES – In an effort to provide support to Illinoisans facing unprecedented economic challenges due to the COVID-19 pandemic, State Senator Laura Murphy (D-Des Plaines) highlighted relief options that could help nearly 140,000 Illinoisans pay their student loans.

“Widespread unemployment means that many Illinoisans are struggling to keep up with bills, including student loan payments,” Murphy said. “If you’re facing financial hardship during this time, don’t wait—contact your loan provider now to discuss your options.”

Under this new initiative, spearheaded by Gov. JB Pritzker and Secretary Deborah Hagan of the Illinois Department of Financial and Professional Regulation, people with commercially owned Federal Family Education Program Loans or privately held student loans who are having a hard time making their payments due to COVID-19 will be eligible for expanded relief.

Borrowers who need assistance are asked to contact their student loan provider immediately to set up a plan.

Relief options are based on a person’s individual needs and include:

• Providing a minimum of 90 days of forbearance;
• Waiving late payment fees;
• Ensuring that no borrower is subject to negative credit reporting;
• Ceasing debt collection lawsuits for 90 days; and
• Working with borrower to enroll them in other borrower assistance programs, such as income-based repayment.

Those having problems contacting their student loan servicer can contact the Illinois Department of Financial and Professional Regulation Division of Banking at 217-785-2900 or the attorney general’s student loan helpline at 1-800-455-2456.

Suburban residents eligible for $460,000 to assist with home repairs

• Schaumburg
• Nonprofit Organization
• apply now

DES PLAINES – The North West Housing Partnership in Schaumburg has been awarded $460,000 in grant funds to help area homeowners with repairs, State Senator Laura Murphy (D-Des Plaines) announced Monday.

“People are spending more time at home during the COVID-19 crisis, which makes home repairs all the more urgent,” said Murphy. “Especially during a time when many families don’t have much savings to fall back on, I’m glad to see that there is help available.”

The North West Housing Partnership, which serves the West and Northwest Suburbs of Chicago, is one of 25 local governments and non-profit organizations in the state to receive funds from the Illinois Housing Development Authority Board of Directors. The group awarded $11 million statewide through the state’s Single Family Rehabilitation Program. The lump sum is projected to help at least 326 low- and very low-income families with necessary home repairs.

The Single Family Rehabilitation Program provides forgivable loans of up to $45,000 per household to assist with necessary repairs to remove documented health and safety hazards. Eligible repairs include roofing, flooring and plumbing, among others.

A roof-only option is also available for people who do not need other repairs. Those recipients are offered up to $16,500 to militate against future roof damage.

“The North West Housing Partnership has already made a difference to so many families in our community. With these funds, they can keep up the good work and help even more households,” Murphy said. “If your home is in need of maintenance, I encourage you to apply.”

Households can apply for grants by contacting the North West Housing Partnership at 847-969-0561. The organization will walk residents through the application process and explain eligibility.

Murphy asks Illinoisans to look out for red flags during Child Abuse Prevention Month

• Coronavirus
• Child Abuse Prevention Month

DES PLAINES – To help keep children safe from abuse and neglect during the COVID-19 pandemic, State Senator Laura Murphy (D-Des Plaines) encourages Illinoisans to become familiar with the warning signs of abuse and explore the resources available to protect children living in potentially violent households.

“School closures mean kids are spending much more time at home. For kids in abusive households, that spells danger,” said Murphy. “Even as we maintain social distancing, it’s important that we continue to look out for the children in our communities.”

Signs of child mistreatment include unexplained injuries and poor hygiene, according to the Mayo Clinic. Children suffering from abuse may also exhibit withdrawal from friends, changes in school performance, rebellious or aggressive behavior, and depression or anxiety.

Anyone who suspects a child is being abused or neglected can call the Child Abuse Hotline 24/7 at 800-25-ABUSE (22873) to report the situation. All calls are confidential. If a child is in immediate danger, call 911.

The Illinois Department of Children and Family Services offers guidance, programs and volunteer opportunities to enable Illinoisans to reduce the risk of child abuse and neglect in their neighborhoods. For more information or to take advantage of these resources, visit their website.

“Right now, many people are focused on preventing the spread of coronavirus, but we can’t let our children fall by the wayside,” said Murphy. “If you see a child in need of support, I urge you to speak up.”

Murphy: Help is available for those struggling with mental health

• Mental Health
• Coronavirus

DES PLAINES – The coronavirus outbreak and resulting social distancing measures have left many Illinoisans feeling anxious and isolated, which prompted State Senator Laura Murphy (D-Des Plaines) to share important resources that may help individuals manage their mental health.

“The constant news cycle is enough to make a person feel overwhelmed. When you pair that with layoffs, school closures and separation from friends and loved ones, it’s no surprise this pandemic has taken a toll on people’s mental health,” said Murphy. “I want everyone to know there is help available.”

The National Alliance on Mental Illness (NAMI) offers support groups and programs for those struggling with mental health. Northern Cook County residents can call 847-716-2252 and residents of the Northwest Suburbs can call 847-899-0195 to learn about available resources.

Murphy also encourages residents to take simple steps to care for themselves, such as:
• Connecting with friends and family online,
• Keeping regular work hours and routines while at home,
• Preparing healthy meals,
• Exercising regularly, and
• Staying up to date with accurate information.

“Even though we have to be physically distant from friends and family, we can still stay connected,” Murphy said. “We may feel lonely, but we aren’t alone—we’re all in this together.”

Murphy’s staff is working remotely during the Stay at Home Order, but are still responding to calls and emails. She encourages those who need assistance with state services to reach out by calling 847-718-1110 or visiting senatorlauramurphy.com/contact-us.

If you or someone you know is experiencing an urgent mental health crisis, call the National Suicide Prevention Hotline at 1 (800) 273-8255 or text HOME to 741741 to connect with a Crisis Text Line counselor. Both resources are available 24/7.

More information about COVID-19 can be found at coronavirus.illinois.gov.